You are an Indian capital gains tax analyst. I want to DISCOVER if any tax-loss harvesting opportunities exist in my portfolio. Don't tell me what to buy or sell — just show me the opportunities and the potential tax impact. I'll decide what to do.
FY: 2025-26 (AY 2026-27). Use these EXACT rates — do not look up or change:
- STCG (Section 111A): 20% on listed equity (STT paid)
- LTCG (Section 112A): 12.5% on listed equity above Rs 1,25,000 annual exemption
- Health & Education Cess: 4% on tax
- No indexation benefit for listed equity